Financing without collateral for a seaside apartment at “Vlora Marina”

ProCredit Bank, in cooperation with Fundway Properties, offers financing of up to 80% of the property value for the purchase of real estate in the prestigious Vlora Marina project with no need for collateral.

If you are passionate about nature, parks, and breathtaking landscapes, then Vlora Marina is the right place for you. This opportunity is open to all our clients, including Albanian emigrants or non-residents looking to invest in the Albanian coast.

We invite you to click here for more information about this luxurious residence.

What you gain:

• Financing up to 80% of the investment value
• Loan term up to 25 years
• No collateral required
• Approval within 4 days
• Interest in EUR: fixed 5.5% for the first 3 years, then Euribor +3%, min. 4.5%
• Interest in ALL: fixed 5.5% for the first 3 years, then Treasury Bond +3%, min. 4.7%

Illustrative example for a loan amount of EUR 100,000 / ALL 10,000,000 for clients who receive their salary through ProCredit Bank:

First three years

ALL

Loan amount: ALL 10,000,000
Interest rate: 5.5% (fixed for the first 3 years)
Monthly installment: ALL 61,409
Loan term: 25 years
Disbursement fee: 1.5%
Life insurance: ALL 24,000
Effective interest rate: 6.18%

After the first three years

Loan amount: ALL 9,391,883
Interest rate: 6% (BTH12M + 3.5%, MIN 5.5%)
Monthly installment: ALL 64,154
Loan term: 22 years
Disbursement fee: 0%
Life insurance: ALL 22,582

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EUR

First three years

Loan amount: EUR 100,000
Interest rate: 5.5% (fixed for the first 3 years)
Monthly installment: EUR 614
Loan term: 25 years
Disbursement fee: 1.5%
Life insurance: EUR 240
Effective interest rate: 6.23%

After the first three years

Loan amount: EUR 93,919
Interest rate: 5.7% (EB12M + 3.5%, MIN 5.5%)
Monthly installment: EUR 625
Loan term: 22 years
Disbursement fee: 0%
Life insurance: EUR 226
Effective interest rate: 6.29%

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Illustrative example for a loan amount of EUR 100,000 / ALL 10,000,000 for clients who do not receive their salary through ProCredit Bank:

ALL

Loan amount: ALL 10,000,000
Interest rate: 7% (BTH12M + 4.5%, MIN 5.5%)
Monthly installment: ALL 70,677
Loan term: 25 years
Disbursement fee: 2%
Life insurance: ALL 24,000
Effective interest rate: 7.83%

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EUR

Loan amount: EUR 100,000
Interest rate: 6.7% (EB12M + 4.5%, MIN 5.5%)
Monthly installment: EUR 688
Loan term: 25 years
Disbursement fee: 2%
Life insurance: EUR 240
Effective interest rate: 7.51%

Documents required:

• Proof of income
• Identification documents
• Family certificate

If you’re not yet a ProCredit Bank client, simply open an account first and then you can apply for the loan.

Make Vlora Marina your favorite holiday destination! Don’t miss this unique opportunity and take advantage of collateral-free financing.

Apply online now or contact us for more information at +355 42389 389.

Note: Borrowing money costs money.

Lending in a currency different from the one in which income is generated is associated with significant risks. For example, a sharp depreciation of the exchange rate would cause difficulties in the consumer’s ability to repay the loan. These difficulties could lead to the consumer’s failure to repay the loan.