ProCredit Bank: Supporting businesses with low transfer fees through ProPay, within the ProCredit Group

At a time when Albanian businesses are increasingly expanding their collaborations beyond borders, the need for faster, more secure and more cost-effective banking solutions is becoming ever greater. To respond to this demand, ProCredit Bank Albania has launched ProPay, an innovative service that enables international transfers within the ProCredit Group at very low cost and with maximum speed.

To learn more about this service, its benefits, and the role it plays in supporting Albanian businesses, we spoke with Robert Tomja, Director of the Business Division at ProCredit Bank Albania.

What is ProPay and why is it so important for Albanian businesses?

ProPay is a unique service designed to facilitate international transfers within the ProCredit Group, which operates in some of the most important markets for Albanian businesses, such as Germany, Kosovo, North Macedonia, Bulgaria, Romania, Bosnia & Herzegovina, Serbia, Greece, Moldova, and Ukraine. This service is intended to provide our clients with a faster, safer, and more affordable way to make international payments. In an increasingly globalized business environment, speed and cost optimization are key elements to support the sustainable growth of our clients. Through ProPay, ProCredit Bank offers a simple, secure, and highly competitive solution – with international transfers within the ProCredit Group costing only EUR 2.5. This service reflects our strategic commitment to empower businesses by providing them with financial flexibility, operational efficiency, and concrete support to expand their presence in international markets.

What are the main advantages of ProPay for ProCredit Bank Albania clients?
The benefits of ProPay are multiple and directly impact the financial efficiency of businesses:

• Highly competitive cost: Each transfer costs only EUR 2.5, regardless of the amount sent.
• Maximum speed: Funds reach the beneficiary within the same business day.
• No additional fees for the beneficiary: The recipient of the funds pays no charges.
• Maximum security: Transactions are carried out through an internal network, minimizing risks and delays.

For businesses that frequently make international payments, this translates into time savings, cost savings, and improved liquidity. At its core, ProPay is not just a service – it is a strategic advantage that enables Albanian businesses to operate more freely and efficiently in the markets where they seek to grow.

How does this service align with ProCredit Bank’s strategy to support businesses?

At ProCredit Bank, our strategy is clear: to be a long-term partner for businesses by offering simple, innovative, and cost-effective solutions. ProPay is a concrete example of this commitment. In this way, ProPay fully aligns with our strategic objective to help our clients increase their competitive capacity and expand their presence in international markets.

Who can benefit from ProPay?

ProPay is designed to be an accessible and flexible service, serving both businesses and individuals. For businesses, it is an ideal solution for companies that make frequent payments to international partners. For them, ProPay means lower costs, greater efficiency, and enhanced competitiveness. For individuals, the service allows clients who have family, friends, or partners in the countries where the ProCredit Group operates to make transfers quickly, affordably, and without complications.With ProPay, ProCredit Bank Albania sets a new standard in international banking services: faster, cheaper, and closer to the client. Through ProPay, ProCredit Bank Albania demonstrates that it is not just a bank, but a strategic partner for businesses and individuals seeking growth and the opportunities offered by international markets.

This service is part of a broader vision to create innovative, secure, and affordable solutions that empower our clients and contribute to the sustainable development of the Albanian economy.