30-Month Deposit for Migrants

8/27/2025

Now you have a strong reason to bring your savings home.

30-Month Deposit for Albanians living abroad – an opportunity to maximize your savings with security and stability.

Benefits of the Migrant Deposit:

  • Annual interest up to 3.5% in ALL / 3% in EUR 
  • 30-month term
  • Interest credited monthly to your personal account

A minimum amount of 100,000 ALL or 1,000 EUR is enough to open the deposit. Valid only for deposits opened with new funds at ProCredit Bank.

The offer will have an interest rate depending on the deposited amount, as follows: 

Amount:

Interest Rate:

1,000-30,000 EUR / 100,000-3,000,000 LEK

2% in EUR/ 2.5% in LEK

30,001-100,000 EUR / 3,000,000-10,000,000 LEK

2.5% in EUR/ 3% in LEK

+100,001 EUR / +10,000,000 LEK   

3% in EUR/ 3.5% in LEK

The offer is valid until September 30, 2025.

With the Migrant Deposit from ProCredit Bank, your savings turn into a safe and sustainable investment. Apply online to open your new deposit at the only German bank in the country.

 

Open a Deposit
 

The deposit funds are fully protected and insured by the Deposit Insurance Agency – www.asd.gov.al, up to the amount of 2,500,000.00 ALL, or its equivalent when the deposit is in another currency, in accordance with Law No. 53/2014, dated 22.05.2014, “On Deposit Insurance,” as amended.


Note: The earned interest is subject to a 15% tax according to the applicable legislation.
In case of early closure of the deposit, a penalty will apply: 90% of the accumulated interest in ALL and 100% in EUR will be forfeited.

Notice periods for early closure:

  • Up to 10,000,000 ALL / 100,000 EUR – 2 days’ notice required
  • From 10,000,001 ALL to 100,000,000 ALL / 100,001 to 1,000,000 EUR – 31 days’ notice required
  • Over 100,000,000 ALL / 1,000,000 EUR – 90 days’ notice required